As a passenger in a Lyft ride-share car, an accident may most definitely be due to no fault of your own. So it is not fair if you now have to suffer serious injuries and damages as a consequence. Rather than stand idly by, you must fiercely fight for the compensation you are owed. However, you may be unsure where to turn to retrieve this monetary payout. Well, in that case, continue reading to learn how much you can recover as a passenger involved in a Lyft accident and how an experienced St. Mary’s County car accident lawyer at The Dorsey Law Firm can help you receive the financial relief you require and deserve.
How much can I possibly recover as a passenger involved in a Lyft accident?
Usually, as a passenger involved in a car accident, you would be covered by the driver’s Personal Injury Protection (PIP) coverage. This is because all drivers in the state of Maryland are required to carry this coverage type. All in all, it is supposed to extend to pay for the medical bills and other related expenses incurred by the passengers in their car and other involved cars.
However, this approach may not necessarily work if you were in a Lyft ride-share car at the time of your accident. The Lyft company has its own insurance coverage system that goes by “periods.” That is, the extent of provided coverage may depend on whether the Lyft driver was in a “period” of driving for personal purposes, a “period” of actively driving a Lyft passenger, or otherwise.
Therefore, as a passenger, you may apply for “Period 3” insurance coverage. This is when you are in the Lyft ride-share car being driven to your requested destination. With this, the Lyft company offers up to $1 million in liability coverage, along with limited property damage coverage and uninsured motorists’ coverage.
What do I need to do to receive this coverage?
Obtaining coverage for your Lyft accident may not be as easy as you initially assumed. You should call 911, take photos of your injuries and damages, and seek medical attention just like you would a normal car accident.
But you should also make it a point to screenshot your Lyft driver’s information provided in the ride-share service’s app. Even so, we recommend that you do not speak directly with your Lyft driver, their personal auto insurance company, or any representatives from the Lyft company. That is, until, you obtain the necessary legal representation.
In conclusion, if you believe you need a nudge in the right direction, you should feel comfortable turning to a skilled St. Mary’s County auto accident lawyer for aid. With that being said, do not hesitate to contact The Dorsey Law Firm.
